Adult Payment Gateway
Adult businesses are principally built around providing services and accepting payments over the internet. As the demand for these services increase, so does the need for merchants to have a secure and reliable online payment gateway. Working with an adult payment gateway helps merchants to increase profits through faster authorizations, advanced transaction management, improved customer service and affordable transaction fees.
Payments gateways can help businesses by:
• Accepting Credit Cards Online. Payment gateways allows customers the ability to make a payments in a number of different ways using either credit cards or debit cards. Payment gateways simplify the online credit card processing by consolidating the daily transactions into a single batch file to be sent off for finalization and settlement.
• Recurring Billing Solutions. Online payment gateways provide convenient and simple payments for merchants and customers by automating the billing process. Setting up customers for daily, weekly, monthly or yearly billing allows for consistent charges for the customer and simplifies the transaction management for the merchants.
• Secure Payment Processing. Protecting customer’s data is of the utmost importance. Security breaches can carry sever fines for merchants – this makes using a PCI Compliant gateway essential by insuring that data is encrypted and safe at all points during the transaction.
Online payment gateways provide features including:
• ACH Payment Processing
• Customized Transaction Reporting
• Integration into Accounting Programs
• Transaction Management
How a Payment Gateway works
A Payment Gateway provide a safe and secure interface for customers to submit credit card information to the merchant through the merchant’s website. The initial transaction sent through the gateway is for the authorization, a temporary approval of credit from the customer card issuing bank.
• A transaction begins once card account information is entered into an integrated shopping cart.
• Merchant’s can manually enter card information into the payment gateway’s virtual terminal.
• From the merchants website, cardholder information is transmitted to the payment gateway.
• Card data is encrypted between the merchant’s website and the payment gateway.
• The payment gateway forwards cardholder data to the merchant’s acquiring bank.
• From the acquiring bank, the card networks direct the merchant’s request to the appropriate issuing bank for payment authorization.